Rates

For up-to-the-minute home loan rates, call now!

  • Free no obligation home loan consultation, rates advertised based on 680 credit score and up
  • Low rates you deserve, good credit or not.  Credit scores 580 and up
  • Apply Online 24 hours a day CLICK HERE!
  • FHA Loans Now Available

(513) 791-2700

Conforming Loan Programs

Rates current as of September 24, 2017

Program Rate P&I Payment Loan Amt LTV Points APR PMI / MIP
FHA 30 Year Fixed 3.625% $812.05 $178,062.00 97.75% 0.00 4.66% $122.80
30 Year Fixed 3.875% $940.47 $200,000.00 80% 0.00 4.08% $0.00
10 Year Fixed 3.00% $1,689.81 $175,000.00 80% 0.00 3.28% $0.00
20 Year Fixed 3.625% $1,172.80 $200,000.00 80% 0.00 3.99% $0.00
15 Year Fixed 3.125% $1,219.07 $175,000.00 80% 0.00 3.41% $0.00
VA 30 Year Fixed 3.625% $1,140.13 $250,000.00 100% 0.00 4.14% $0.00

Many More Loan Programs Available

CALL FOR DETAILS

  •  These rates require a minimum of 740 middle credit score for all borrowers among other credit qualifying factors.
  • Rates are not valid after 7:00 PM and until next day’s rates are published (usually before noon).
  • Struggling to make all your credit card payments? Refinance NOW! Save money and stop worrying about how to pay your credit cards!
  • Don’t go 30 days late on your mortgage, call us or get started online NOW!
  • Loans Available Up To 95% LTV!
  • The 30 year & 20 year fixed Conventional rates we advertise today require a 700 or better middle credit score, 740 score is the preferred score for premium pricing.  We can goes as low as a 640 middle credit score for Conventional loans.
  • The 15 year& 10 year fixed Conventional rates only require a 640 middle credit score.
  • The FHA & VA rates are based on a 680 middle credit score but we can go as low as 580 middle credit score for a Purchase & Refinance.
  • Rates are only valid until 6:00pm that day.
  • FHA will Cash Out up to 85% of your Home’s Value.  FHA will also loan you 97.75% of your Home’s Value when paying off Mortgages.
  • VA will Cash Out up to 100%.
  • Don’t let your Mortgage Payments get behind, call us and see if we can help, this is what we do every day for Customers.
  • There is also a new Program called “Home Ready” for First Time Home Buyers, with only a 3% Down Payment!
  • If we can’t help you now, we do help you get your credit back in line to help you, 30, 60, 90 days from now or however long it will take!!

Call us! We can help!

(513) 791-2700