For up-to-the-minute home loan rates, call now!
- Free no obligation home loan consultation, rates advertised based on 680 credit score and up
- Low rates you deserve, good credit or not. Credit scores 580 and up
- Apply Online 24 hours a day CLICK HERE!
- FHA Loans Now Available
Conforming Loan Programs
Rates current as of January 17, 2018
|Program||Rate||P&I Payment||Loan Amt||LTV||Points||APR||PMI / MIP|
|FHA 30 Year Fixed||3.750%||$824.63||$178,062.00||97.75%||0.00||4.69%||$122.80|
|30 Year Fixed||4.000%||$954.83||$200,000.00||80%||0.00||4.21%||$0.00|
|10 Year Fixed||3.375%||$1,720.27||$175,000.00||80%||0.00||3.64%||$0.00|
|20 Year Fixed||3.875%||$1,198.83||$200,000.00||80%||0.00||4.26%||$0.00|
|15 Year Fixed||3.375%||$1,240.33||$175,000.00||80%||0.00||3.66%||$0.00|
|VA 30 Year Fixed||3.750%||$1,157.79||$250,000.00||100%||0.00||4.26%||$0.00|
Many More Loan Programs Available
CALL FOR DETAILS
- These rates require a minimum of 740 middle credit score for all borrowers among other credit qualifying factors.
- Rates are not valid after 7:00 PM and until next day’s rates are published (usually before noon).
- Struggling to make all your credit card payments? Refinance NOW! Save money and stop worrying about how to pay your credit cards!
- Don’t go 30 days late on your mortgage, call us or get started online NOW!
- Loans Available Up To 95% LTV!
- The 30 year & 20 year fixed Conventional rates we advertise today require a 700 or better middle credit score, 740 score is the preferred score for premium pricing. We can goes as low as a 640 middle credit score for Conventional loans.
- The 15 year& 10 year fixed Conventional rates only require a 640 middle credit score.
- The FHA & VA rates are based on a 680 middle credit score but we can go as low as 580 middle credit score for a Purchase & Refinance.
- Rates are only valid until 6:00pm that day.
- FHA will Cash Out up to 85% of your Home’s Value. FHA will also loan you 97.75% of your Home’s Value when paying off Mortgages.
- VA will Cash Out up to 100%.
- Don’t let your Mortgage Payments get behind, call us and see if we can help, this is what we do every day for Customers.
- There is also a new Program called “Home Ready” for First Time Home Buyers, with only a 3% Down Payment!
- If we can’t help you now, we do help you get your credit back in line to help you, 30, 60, 90 days from now or however long it will take!!